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Choosing a mortgage is probably the biggest financial decision you will make. However with thousands of mortgages to choose from it can seem like an impossible maze to find your way through.

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Commercial Energy Performance Certificates

Commercial properties and public buildings currently account for nearly 25% of the UK's carbon emissions, contributing to global climate change.

Commercial Properties

By 'commercial properties' it is meant any building that is not a dwelling. Like domestic EPCs, commercial EPCs have banded colour coded energy and C02 rating charts as well as a recommendation report for possible improvements.
All commercial properties when built, sold or rented require a commercial energy certificate with the exception of the following cases:

  • Places of worship.
  • Temporary buildings with a planned time use of less than two years.
  • Stand alone buildings with a total useful floor area of less than 50m2 that are not dwellings.
  • Industrial sites, workshops and non-residential agricultural buildings with low energy demand.
  • Buildings to be demolished.

Who is responsible for providing the commercial EPC?
When a non-domestic building is physically complete it is the responsibility of the person carrying out the construction to give an EPC and a recommendation report to the building owner and building control. As soon as the building is in the process of being offered for sale, it is the responsibility of the seller to make available an EPC to prospective buyers free of charge. As soon as the building is the process of being offered to let it is the responsibility of the prospective landlord to make available a commercial EPC to prospective tenants.

Once an EPC has been produced it is valid for ten years (or until a newer EPC is produced.)

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If I had my way, I would write the word "INSURANCE" over the door of every cottage and upon the blotting book of every public man, because I am convinced that for sacrifices which are inconceivably small, families can be secured against catastrophies which otherwise would smash them forever. - Sir Winston Churchill.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

We do not normally charge a fee for mortgage advice, however this will be dependent on your circumstances. If a fee is charged our typical fee is £250.

J Gillespie & Co Ltd t/as Independent Financial Services is an appointed representative of Personal Touch Financial Services Ltd
which is authorised and regulated by the Financial Services Authority.

TERMS AND CONDITIONS

J Gillespie & Co Ltd t/as Independent Financial Services, Registered in England & Wales, No 04128171 - 87 Stockton Road, Hartlepool, TS25 1SJ


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